Learn the 7 potential bad consequences of high credit card debt.
Discover how people inadvertently accumulate a high credit card balance without even noticing--it just sneaks up on them, and they find themselves in a pickle.
Learn the game the credit card companies play until they trap you just where they want you (that's why it's called "the credit card trap").
We provide an online calculator that calculates how many years it would take to pay off your credit cards if you paid the minimum each month (you better be sitting down for this one).
If your score qualifies, you can call and speak to a credit card counselor at a company that specializes in helping people get out of debt. These companies have helped thousands and may be able to help you.
Depending on your situation, they sometimes may be able to negotiate a lower debt amount, lower the interest rate you are paying and lower your monthly payments.
The purpose of your call is simply to have them explain their program, give you the chance to ask all the questions you want, and decide if their plan fits you.
If it does, great—you're on the path to becoming debt-free quickly. If not, no problem. There is no obligation. You are just exploring your options.
